Journal of Social Review and Development

The interconnected dynamics of psychological resilience, work-life balance, and emotional burnout in online and hybrid work environment

2025-11-12T09:33:30+00:00

The profound transformation of work models, particularly the widespread adoption of online and hybrid arrangements, necessitates a deeper understanding of their impact on employee well-being. This research paper provides a comprehensive review of the intricate connections between psychological resilience, work-life balance, and emotional burnout within these evolving environments. It explores the conceptual foundations of each construct, identifies the unique characteristics and inherent challenges of online and hybrid work, and analyses the complex interplay among these critical factors. This paper highlights how work-life imbalance can lead to burnout, how psychological resilience serves as a vital protective mechanism, and how the digital context exacerbates existing stressors while introducing new demands. Furthermore, it discusses evidence-based individual and organizational strategies to foster resilience, promote work-life balance, and mitigate burnout.

Three interrelated concepts emotional burnout, work-life balance, and psychological resilience emerge as crucial to understanding employee well-being within this changing paradigm. For people to successfully navigate the inherent uncertainties and demands of modern work, psychological resilience, which is defined as the ability to adapt to adversity is essential. A person's general quality of life and productivity are significantly impacted by work-life balance, which includes the fair allocation of time and contentment between the personal and professional spheres. On the other hand, emotional burnout marked by fatigue, cynicism, and decreased achievement is a serious and harmful consequence of ongoing, unchecked workplace stress.

Strategic contribution of ESG reporting in achieving Vikshit Bharat 2047: An Indian prospective

2025-11-12T10:52:38+00:00

As India progresses towards its ambitious goal of becoming a developed nation by 2047, Environmental, Social, and Governance (ESG) reporting has emerged as a critical enabler of sustainable and inclusive growth. This study examines the strategic contribution of ESG reporting in aligning corporate practices with the developmental pillars of Viksit Bharat 2047. Using a descriptive and analytical approach based on secondary data, the research evaluates BRSR and CSR disclosures of Indian listed companies, government reports, and national indices.

The findings reveal that ESG-oriented initiatives significantly contribute to areas such as education, healthcare, gender equity, renewable energy, and rural development, thereby enhancing corporate reputation, investor confidence, and long-term value creation. However, the study also identifies challenges including the voluntary nature of ESG reporting, lack of standardization, risks of greenwashing, and low participation of MSMEs. The paper concludes that ESG reporting, if strengthened through standardized frameworks, mandatory compliance, and robust monitoring mechanisms, can become a transformative tool to achieve a socially just, environmentally responsible, and economically strong India by 2047.

Research gap and contribution: While several studies have explored ESG reporting, very few have specifically linked it with India’s long‑term developmental vision of Viksit Bharat 2047. Existing literature mostly focuses on ESG impact on firm value, investor perception or CSR trends, but does not examine how ESG disclosure can become a strategic driver for national goals.

This paper attempts to bridge this gap by:

Mapping ESG initiatives of Indian companies with the five pillars of Viksit Bharat 2047.
Highlighting challenges such as greenwashing, voluntary participation of SMEs, and lack of uniform standards.
Suggesting a policy-level roadmap to make ESG a tool for inclusive and sustainable growth.

Transforming employment: The AI & Automation era

2025-11-12T11:50:21+00:00

The rapid combination of artificial intelligence (AI) and automation technologies is driving significant changes in the labor market, requiring a re-evaluation of traditional employment models. This paper look into the great effects of these technologies, focusing on both job displacement and the creation of new job opportunities. It explores the evolving skills needed for the future workforce, highlighting the increasing importance of adaptability, critical thinking, and digital literacy. The study also looks at the economic impacts, weighing potential productivity improvements against the risk of deepening income inequality. Ethical concerns, such as algorithmic bias, data privacy, and the broader social consequences of automation, are also explored. Additionally, the paper emphasizes the need for comprehensive policy frameworks and educational reforms to mitigate the adverse effects of job loss and facilitate a smooth transition. Dynamic solutions like retraining programs, continuous learning opportunities, and the possible introduction of universal basic income are discussed as ways to build a resilient and inclusive job market. By reviewing current research and trends, this paper calls for collaboration between policymakers, businesses, and educational institutions to tackle the challenges produce by AI and automation, and to ensure that the future of work is productive and fair for all.

Redefining growth: how shared prosperity frameworks challenge traditional economic models

2025-11-12T12:25:57+00:00

The concept of shared prosperity has emerged as a critical framework for achieving inclusive development, ensuring that economic growth benefits all segments of society, particularly marginalized and vulnerable groups. This research paper examines the interplay between shared prosperity and inclusive development, analyzing key policy mechanisms, institutional frameworks, and socio-economic factors that contribute to equitable progress.

Using a mixed-methods approach, the study evaluates global case studies to identify best practices in wealth redistribution, social protection, and human capital investment. Findings suggest that progressive taxation, inclusive labor policies, and targeted social programs are essential in reducing inequality and fostering sustainable development. Additionally, the paper highlights the role of digital transformation, gender equity, and participatory governance in enhancing economic inclusivity.

The study concludes that shared prosperity is not merely an outcome but a dynamic process requiring multi-stakeholder collaboration. Policymakers must prioritize pro-poor growth strategies, financial inclusion, and environmental sustainability to ensure long-term, inclusive development. By bridging theoretical insights with empirical evidence, this research contributes to the discourse on equitable growth and offers actionable recommendations for fostering a more inclusive global economy.

Driving sustainability through diversity, equity, and inclusion: A strategic business imperative

2025-11-12T12:42:02+00:00

This research paper examines how Diversity, Equity and Inclusion play a critical role in promoting sustainable business practices by ensuring equitable treatment, encouraging different perspectives, and eliminating obstacles to success. DEI improves decision making, innovation, employee commitment and builds resilience. This study examines the challenges of implementing the DEI controlled sustainability framework and highlighting successful case studies. Although sustainability and DEI have been extensively studied as distinct fields in existing literature, limited research has been done to examine how they intersect as a framework for long-term growth. This study seeks to close that gap by assessing how incorporating DEI into corporate strategy might improve social responsibility and business performance. By integrating DEI into corporate strategy, companies can achieve social responsibility and long-term growth. This descriptive study, using secondary data from journals, websites and publications, demonstrates that DEI is not merely a moral obligation but a strategic requisite for business sustainability.

EI as an emergent technique for healthcare workers: A comprehensive literature review and future research agenda

2025-11-27T07:23:42+00:00

Purpose – The study aims to systematically review the role and significance of emotional intelligence (EI) among healthcare professionals (HCPs), with a focus on its impact on stress management, resilience, empathy, and professional performance in both pandemic and general healthcare settings.

Design/methodology/approach – A systematic literature review and scientometric analysis were conducted using the SCOPUS database. A total of 146 articles were initially retrieved, and after applying inclusion–exclusion criteria, 42 relevant publications from 2015 to 2024 were analysed. Manual screening and analysis were performed using R-Studio and MS Excel.

Findings – The results indicate a growing trend of research on EI among HCPs, particularly after the COVID-19 pandemic. Frequently used keywords included “emotional,” “intelligence,” “healthcare,” and “workers,” alongside emerging terms such as “resilience” and “emotional distancing.” The most prominent journals in this field are Frontiers in Psychology and Healthcare (Switzerland). The review highlights EI as a predictor of organizational adaptability and identifies its critical role in mitigating burnout, enhancing empathy, and improving patient–provider relationships.

Research limitations/implications – The study is limited to the SCOPUS database and English-language publications, which may affect the comprehensiveness of coverage. Future research should incorporate broader databases, multilingual sources, and cross-cultural perspectives to capture a wider scope of EI studies.

Practical implications – The findings suggest the integration of EI-based training and assessment in healthcare systems to strengthen stress tolerance, resilience, and professional well-being. EI should also be considered in recruitment and professional development processes.

Social implications – By addressing burnout and promoting empathy, EI contributes to improved patient care, enhanced patient satisfaction, and stronger healthcare outcomes, while also highlighting the need for greater societal recognition of emotional competence.

Originality/value – This study provides one of the few systematic and scientometric reviews of EI among healthcare workers, offering a comprehensive overview of research trends, knowledge gaps, and practical strategies. It contributes to theory-building while providing actionable insights for healthcare practitioners, policymakers, and future researchers.

Enhancing the effectiveness of policies in human resources regarding recruitment and selection using a strategy

2025-11-27T07:37:27+00:00

Having developed a recruitment and selection policy that draws the top talents, every organization has to find a way to keep them in the organization. This paper highlights progress in human resource management practices regarding recruitment and selection. Effective ways like employment branding, skills-based methodologies, and data-informed decision-making could enhance the equity and efficiency of hiring processes. This study is about how technological advancements would affect recruitment, as well as diversity and inclusion programs, and how strategic human resource management influences the results of recruitment. An organization will now be able to devise a strategic recruitment plan by which the human resource practices have been proven against business goals, ensuring that competitive advantage will accrue in securing the necessary talent. The derived findings present the best methods and approaches that shall be followed by human resource managers to have a successful recruitment plan and implementation, thus leading organizations toward realizing their strategic objectives.

Creating a future ready workforce for industry 4.0

2025-11-27T08:03:33+00:00

India is the world’s fourth largest economy and is on track to become the third largest by 2028. To speed up its growth rate towards this end, we have, inter-alia, create a future ready workforce for Industry 4.0, because it provides the tools and technologies that enables it to become more efficient, data-driven, and responsive to changing needs. It extends well beyond manufacturing, actively transforming speciality hospital services, e-Commerce, online retail, retail malls, and infrastructure through digital integration and smart technologies. It requires vertical, horizontal, and end-to-end integration across people, technology, processes, and infrastructure, impacting both technical and human aspects of organizations. Creating a future-ready workforce needs strengthening of specialised skills in tools and technologies of the “Fourth Industrial Revolution framework” in India, corresponding to its adoption level in the advanced economies.

Bhagavad Gita–based ethical frameworks for carbon market sustainability

2025-11-27T08:18:42+00:00

This study examines how the moral and spiritual guidance offered in the Bhagavad Gita—particularly the principles of Karma Yoga (selfless action) and Nishkama Karma (acting without attachment to results)—can shape ethically responsible carbon trading mechanisms. Against the backdrop of escalating environmental harm and the growing reliance on market-driven climate strategies, the research underscores the necessity for an inner shift in the mindset of leaders, policymakers, and businesses. Adopting a qualitative and cross-disciplinary approach, it links Gita-inspired values with real-world Indian examples, including the Tata Group, the Sikkim Organic Mission, and Amul, to illustrate how dharmic approaches are already advancing sustainable progress. Ultimately, it proposes an ethical, dharma-oriented model for carbon governance that aligns with the aspirations of India’s Viksit Bharat 2047 vision.

Heuristics of sustainable decision making: psychographic predictors of green purchase intention in the electric vehicle market

2025-11-27T09:19:19+00:00

Purpose: Transportation has now become one of the major contributors to greenhouse gas emissions, thereby exacerbating global warming. In response to this escalating peril of climate change, consumer behavior is undergoing a transformation aimed at environmental conservation. This evolution in consumer decision-making necessitates an examination of the green purchase intentions exhibited by consumers. The purpose of this research is to study various psychological factors that may influence the consumer’s intention towards electric vehicles.

Methodology: This qualitative research study involves a comprehensive review of the existing literature to gather pertinent information.

Findings: The study reveals that the theory of planned behavior and the technology acceptance model are central to this enquiry, which states that intention is the result of subjective norms, perceived behavioral control, attitude, perceived ease of use, and perceived usefulness.

Originality: Only a few studies in the domain of sustainable consumer behavior have focused on the emerging industry of electric vehicles. Therefore, this study originally synthesizes the extant corpus of literature and highlights the role of psychological factors of consumer behavior towards electric vehicles.

Limitation: This investigation is restricted to the exploration of psychological factors; however, various other dimensions, such as infrastructural, political, and product-related factors, may also significantly affect the purchase intention towards electric vehicles.

Practical implication: Research findings will not only add to the existing corpus of literature but will furnish essential insights for policymakers and marketers in their initiatives to foster the adoption of electric vehicles.

A study on circular economy adoption in Indian MSMEs: exploring the circular economy practices in large industry

2025-11-28T06:48:43+00:00

The existing linear economics system has been unsustainable whereby a lot of waste is produced and the natural resources are not utilized efficiently. To combat that, the Circular Economy (CE) has been presented as a universal option that will be regenerative and restorative, plus sustainable. To the Indian industrial environment and specifically the Micro, Small and Medium Enterprises (MSMEs), circular economy offers a new transformative paradigm in the realization of long term sustainability. To gain better insight in successful strategies and implementation techniques, this study also comprises an analysis of the case of the Reliance Industries, which is one of the largest conglomerates in India and has implemented such strategies related to CE approaches as efficient use of resources and reduction of waste. Findings suggest that Enablers and Barriers to CE adoption are the most frequently mentioned topics in the literature. Though there is a growing interest in adoption of CE practices by MSMEs in India, there are still various challenges which bedevil broad adoption of the practice. These are; low awareness, lack of finances and poor policy and regulation support. Considering both general trends and the micro-level of business operations, this paper will be implemented into the existing discussion on sustainable development and will highlight the crucial place of MSMEs in the shift toward the states of circular economy in India.

Green banking as a catalyst for sustainable development for Viksit Bharat 2047

2025-11-28T07:30:05+00:00

Banking sector plays an important role in the growth of an economy. In this regard Green Banking is becoming a common word whose practices are being followed by maximum banks in their working operations. Green Banking refers to promoting sustainable and socially responsible banking practices for the overall banking operations. This exploration paper aims to explore the programs and practices used by different financial institution in relation to green banking to achieve the goal of Viksit Bharat 2047. This paper explores the programs, innovation and environmental & social impact, as well the suggestions for the challenges faced to strengthen eco-conscious financial practices.

Redefining financial services for Viksit Bharat: the role of credit cards in inclusive growth and digital banking

2025-11-28T08:02:33+00:00

Introduction: Credit cards have emerged as pivotal tools in advancing inclusive financial growth and promoting digital banking in India’s journey toward Viksit Bharat 2047. Their growing adoption reflects a broader transformation in consumer financial behavior, enhanced access to credit, and rising digital literacy. This study explores the perceptions of consumers and bankers regarding the role of credit cards in fostering financial inclusion, transactional convenience, and trust in digital platforms.

Methodology: A structured primary survey was administered to a demographically diverse sample to capture variations in credit card usage and perception. The questionnaire assessed factors such as usage frequency, satisfaction, accessibility, and trust. Statistical tools including frequency analysis, t-tests, and ANOVA were applied to examine behavioral patterns and to identify significant differences across demographic variables such as age, gender, income level, and occupation.

Analysis: The results indicate notable disparities in credit card adoption and satisfaction across socio-economic groups. Younger, higher-income, and urban respondents demonstrated greater engagement with credit card usage and higher satisfaction levels. Conversely, certain demographics, particularly lower-income and rural respondents, exhibited limited access and lower satisfaction, primarily due to lack of awareness, digital literacy, and perceived trust issues.

Implications: The findings underscore the necessity for targeted financial literacy initiatives and product innovations tailored to diverse user groups. Enhancing trust, accessibility, and user-centric design in credit card services can significantly contribute to a more inclusive digital financial ecosystem. The study provides strategic recommendations for policymakers, financial institutions, and fintech developers to fortify India’s credit-based digital infrastructure and ensure equitable financial participation on the path to Viksit Bharat 2047.Credit cards have become pivotal instruments in fostering inclusive financial growth and accelerating the shift toward digital banking in India’s journey toward Viksit Bharat 2047. Their increasing adoption reflects a broader transformation in consumer financial behavior, accessibility to credit, and digital literacy. This research investigates the perceptions of both consumers and bankers regarding the role of credit cards in enhancing financial inclusion, convenience, and trust in digital transactions. A primary survey was conducted using a structured questionnaire targeting a diverse demographic segment. Frequency analysis was applied to understand usage trends and behavioral patterns. Further, ANOVA and t-tests were conducted to assess significant differences in credit card usage and satisfaction across variables such as income level, age, gender, and occupation. The analysis revealed disparities in adoption and satisfaction based on socio-economic backgrounds, highlighting the need for tailored financial education and innovation in credit card services. The study offers strategic insights to strengthen credit-based digital financial infrastructure and ensure equitable access across all sections of society.

Eco-conscious consumers and sustainable packaging: exploring bioplastics adoption in central NCR as a strategic pathway to Viksit Bharat 2047

2025-11-28T08:16:24+00:00

India generates over 3.5 million tons of plastic waste annually, much of it from single-use plastics, posing severe environmental and health hazards. In response, the Indian government has enforced restrictions and promoted eco-friendly alternatives like bioplastics. This study aims to assess the level of awareness among consumers in Central NCR regarding bioplastics. A sample of 120 respondents was selected using primary data collected through structured questionnaires, supported by secondary sources and qualitative focus group discussions. Statistical tools including frequency analysis, t-test, and ANOVA were used to analyze the data across demographic variables such as gender, age, education, and income. Results revealed moderate awareness overall, with significant gaps in knowledge about disposal practices and product differentiation. Inferential analysis showed no statistically significant differences in awareness across demographic groups. The study concludes with a call for targeted educational initiatives to promote informed adoption of bioplastics, supporting India's broader sustainability goals under Viksit Bharat 2047.

Invisible hands: the challenges and lived realities of migrant workers in Delhi and the need for inclusive development

2025-11-28T08:27:02+00:00

This research paper looks at the various challenges faced by migrant workers in urban India. It focuses on their poor working conditions, lack of respect and recognition at work, and ongoing denial of minimum wages required by Indian labor laws. Using a thorough literature review and data from semi-structured interviews with 54 migrant workers in Delhi, this study examines the daily struggles of workers in construction, sanitation, and other informal sectors. The literature shows a clear pattern of systemic neglect, including inadequate living conditions, exclusion from welfare programs, mental stress, and weak enforcement of labor protections. Migrant workers experience not only economic hardship but also social and emotional isolation, often working in unsafe and abusive environments. The interview findings support existing research and highlight the urgent need for inclusive policy changes, legal enforcement, and social acknowledgment to protect the dignity and rights of migrant workers. By combining personal insights with scholarly analysis, this paper aims to deepen the understanding of urban labor migration and its human costs in today's India.

Relevance of the Bhagavad Gita’s teachings on ethical leadership in modern corporate governance

2025-11-28T09:52:00+00:00

Bhagavad Gita is a classic philosophical and spiritual work containing excellent information about ethical leadership that is very applicable in contemporary business management. In the modern dynamic business world, where ethical dilemmas, stakeholder issues and management problems are rife, The Gita teachings can offer a sense of responsibility in decision making. In the principles of Nishkama Karma (selfless action), Dharma (duty) and Samabhava (equanimity), the corporate leaders have moral toughness, ethical uprightness and moral responsibility. The Gita proposes leadership based on long-term material success by the pragmatic measure of material achievement and moral duty. It provides information about short-term study of the organisation, which studies the influence of the Gita on the corporate governance, stress and tension. Utilising these universal truths to current processes, leaders can create winning plans, inspire their groups and establish corporate compass. Conclusions on organising Gita can be applied to contemporary issues in management and provide detailed guidance to focus on career and personal development.

Invisible costs of digitization: technostress in India's financial sector

2025-11-28T10:15:31+00:00

India's financial sector is undergoing rapid digital transformation, driven by initiatives like Digital India and fintech innovations. While these changes enhance efficiency and financial inclusion, they also introduce technostress psychological strain caused by digital overload, evolving skill demands, and techno-invasion. This paper explores technostress as an emerging yet under-addressed challenge in India's banking sector, highlighting its invisible costs on employee productivity, decision-making, and mental well-being. The study emphasizes the need for policy interventions, empathetic digitalization strategies, and organizational support mechanisms to mitigate technostress and ensure a sustainable, human centric digital economy aligned with India’s Viksit Bharat 2047 vision.

The gender gap in stem entrepreneurship: women, challenges and interventions

2025-11-28T10:28:48+00:00

This paper examines the persistent gender gap in STEM entrepreneurship in India, focusing on the structural and cultural barriers that hinder women from fully participating in innovation-driven enterprises. Using a combination of secondary data analysis from national entrepreneurship reports, policy frameworks, empirical data and qualitative case studies of women-led STEM startups, this study highlights successful interventions, including government initiatives, corporate incubators, and educational reforms that promote women-led innovation and identifies key challenges such as societal biases, limited access to funding, and insufficient policy support. The research is placed within the framework of the Viksit Bharat 2047 strategic blueprint, which recognizes gender inclusion as essential to holistic national development. The paper argues that targeted interventions and policies to empower women entrepreneurs in STEM will not only reduce the gender gap but also drive innovation and economic growth, contributing significantly to India’s vision of becoming a developed nation by 2047. It proposes actionable strategies to promote inclusive STEM entrepreneurship. The paper aligns its findings with the theme, arguing that empowering women in STEM is crucial to achieving a self-reliant, innovation-driven, and equitable economy. Recommendations include gender-responsive venture capital policies, STEM education incentives for girls, and public-private partnerships to bridge the gap, ensuring women contribute equitably to India’s technological and entrepreneurial future.

Cyber security challenges in human resource technology: protecting employee data in the digital age

2025-11-28T10:41:33+00:00

In the age of digital revolution, Human Resource Technology (HRTech) has emerged as a key facilitator for organizations to automate hiring, on boarding, payroll, employee management, performance management, and workforce analytics. Yet, the growing adoption of digital platforms, cloud computing, and data-based decision- making in (HRM) brings along substantial cyber security threats. These are due to the private and sensitive nature of worker information, such as personally identifiable information (PII), financial data, health information, background reports, and performance histories, which make HR systems potential targets for cyber attackers, This review critically examines the integration of Artificial Intelligence (AI) into Human Resource (HR) systems and its implications for cyber security. As organizations accelerate their digital transformation journeys, HR systems are increasingly responsible for storing and managing large volumes of sensitive employee data, necessitating robust cyber security frameworks. The study focuses on identifying key cyber security risks, evaluating AI-based security solutions, and assessing their effectiveness in protecting employee information such as salaries, performance evaluations, and personal identifiers.

With the spread of remote work and mobile access to HR systems, endpoint security is now more difficult to control. Moreover, applications of artificial intelligence (AI) and machine learning (ML) in hiring and employee monitoring raise ethical issues and new attack surfaces, including algorithm manipulation and data poisoning.

Sources were chosen for relevance to AI use in HR systems, their contributions to cyber security, and empirical information regarding threats and countermeasures. The review points out the convergence of HR management and information security, listing primary challenges and best practices for protecting data in modern organizational environments.

Findings reveal that while AI significantly enhances anomaly detection and automates security responses, it simultaneously introduces new risks, including AI-driven attacks and algorithmic biases. Notable solutions include AI-enabled encryption, behavioral threat detection, and AI-powered security training simulations. The dual-edged nature of AI underscores the need for adaptive security frameworks that evolve alongside emerging technologies. For HR professionals, embracing AI-based security tools offers a proactive approach to data protection, but it also demands a re-evaluation of traditional cyber security strategies. The paper further recommends that policymakers consider stringent, AI-focused regulations to address the unique threats posed by intelligent systems. Ultimately, the study advocates for a forward-looking, aggressive cyber security strategy to ensure the resilience and trustworthiness of HR technologies.

The abstract also highlights the need to implement a strong cybersecurity practice within HRTech environments. This involves practices such as end-to-end encryption, multi-factor authentication, periodic vulnerability scans, access controls, employee training and awareness programs, and incident response planning. Strategic coordination between HR and IT functions is required to instill security culture and build HR systems resilient to adapting cyber threats.

In summary, while HR Tech provides operational efficiencies and enhanced decision-making, it also introduces significant cybersecurity threats that need to be addressed immediately and in the long run. Organizations need to consider cyber security as an essential aspect of HR technology adoption and governance to safeguard their employees' data, ensure trust, and preserve business continuity in a digital-first ecosystem.

Climate risk and its impact on financial markets - a conceptual perspective

2025-11-28T10:51:31+00:00

The growing urgency to comprehend and manage climate risks extends far beyond the realm of environmental science—it has become a central concern for the global financial system. Climate change presents multidimensional risks that can disrupt asset valuations, strain financial stability, and challenge traditional risk management frameworks. This conceptual study synthesizes existing literature and policy insights to explore climate change as a systemic financial risk, emphasizing both physical and transition dimensions. It examines vulnerabilities in key financial sectors such as banking, insurance, energy, and real estate, while evaluating policy frameworks including the Task Force on Climate-related Financial Disclosures (TCFD) and ESG-based regulations. By drawing from secondary academic and institutional sources, the paper presents a conceptual framework that links climate dynamics with financial system resilience, contributing to policy innovation and future research pathways.

The role of automation and AI in shaping the future of employment

2025-11-28T11:03:27+00:00

The presence of Artificial Intelligence (AI) and automation of work provides a revolution in the world of work. But at the same time, this can threaten human potential in employment. This research was conducted to see the influence exerted by AI and automation on human employment. This research will be carried out using a descriptive qualitative approach. The data used in this study comes from various research results and previous studies that still discuss the use of AI and automation in the world of work. This study found that AI and automation are currently replacing many jobs. However, some bits of intelligence belonging to humans, such as intuition and empathy, are still difficult for AI to imitate. Even though the existence of AI and automation can be a threat to humans in the workforce, with the increase in human resource skills then humans who adapt will not be replaced by machines, but there will be the integration of human-machine work, where AI and automation do not replace humans but become tools for human labor.

Innovative sustainability: employing eco-friendly paints and packaging to transform fashion

2025-11-28T11:26:55+00:00

The fashion industry is one of the primary causes of environmental degradation, characterized by high waste, a significant carbon footprint, and the use of high levels of toxic chemicals in the manufacturing process. With sustainability becoming increasingly important, innovations like green packaging and sustainable paints are emerging as the industry's primary solutions to minimize its environmental footprint. This paper examines the potential of these innovations to reduce the environmental footprint of the fashion industry. Green packaging, composed of biodegradable, recyclable, and low-waste materials, presents a potential alternative to conventional plastic-based packaging that contributes to global pollution. Sustainable paints, developed from non-toxic, natural, or green sources, are replacing the toxic chemicals used in the dyeing and finishing processes. These substitutes have the potential to reduce waste and chemical pollution, while also increasing the industry's focus on sustainability.

Using a mixed-methods approach, the research combines an extensive literature review with case studies of fashion businesses that adopt green packaging and eco-friendly paints. Key findings reveal that while environmentally friendly paints and green packaging are on the rise, cost, scalability, and consumer education remain chief issues. However, businesses using them are reaping improved image, zero environmental damage, and loyal consumers. The implication is that increased adoption of such innovation can potentially reduce the environmental impact of the fashion industry by a considerable amount and trigger more widespread industry-wide reform towards sustainability.

The role of green finance in achieving inclusive and sustainable economic growth: a systematic review

2025-11-28T11:39:26+00:00

In order to combat climate change and advance environmental sustainability, green financing has become a crucial tool. Investigating how green finance contributes to equitable and sustainable economic growth is the goal of this systematic review. Key topics, trends, difficulties, and policy recommendations are identified in this analysis by examining a variety of peer-reviewed articles, policy papers, and institutional reports published between 2018 and 2024. Green finance promotes equitable growth, helps create jobs in green industries, and eases the shift to low-carbon economies, according to research. But obstacles still exist, including a lack of standards, restricted access in developing nations, and regulatory gaps.

Sustainable investment funds in India: a synthesis of the academic literature

2025-11-28T11:50:33+00:00

Sustainable Investment Funds offer investors alternatives to invest their savings in shares of companies from a different perspective, extending the conventional medium of investing. These mutual funds encourage investors to consider the environment and society in which they live while investing in the stock market. This paper aims to review the existing literature on sustainable investment funds. Sixteen research papers selected from different countries are thoroughly studied. The findings reveal that the concept of SIFs is continuously increasing and gaining popularity. SIFs outperformed conventional funds, particularly in the wake of the COVID-19 outbreak. Some studies have supported the notion that non-SIFs outperform SIFs. However, when investors consider societal and environmental factors while making an investment, they are willing to sacrifice commercial or economic benefits in favor of social benefits.

Public-private partnerships in infrastructure: examining operational models and implementation challenges

2025-11-28T12:08:43+00:00

Public-Private Partnerships have emerged as an innovative mechanism to bridge the gap between pubic demand for infrastructure and limited government resources. PPPs provide an alternative model for the development and management of infrastructure projects. Various sectors, including transport, energy, healthcare, power, and education, widely use different modes of PPP, such as BOT (Build Operate Transfer), BOOT (Build Own Operate Transfer), and OMT (Operate Maintain Transfer). However, implementation of PPPs is not without challenges. Financial and economic constraints, legal and regulatory complexities, socio-political barriers and technology limitations often hinder project success. Understanding both the operational models and key challenges is critical for improving PPP frameworks and ensuring sustainable infrastructure development. This paper explores the different PPP models applied in infrastructure projects and critically examines the challenges that affect their effectiveness, with a view to suggesting strategies for enhancing project outcomes.

Assessing financial capability among people with disabilities in India: applying Sherraden’s framework

2025-11-30T06:01:19+00:00

Financial well-being is a fundamental determinant of quality of life, yet people with disabilities (PWDs) in India face systemic barriers that significantly restrict their economic inclusion, financial literacy, and access to formal financial services. These barriers increase vulnerability to poverty and social exclusion in the Indian context, despite the government’s efforts such as the Pradhan Mantri Jan Dhan Yojana (PMJDY) and disability rights legislation like the Rights of Persons with Disabilities (RPwD) Act, 2016. This study applied Michael Sherraden’s Financial Capability Framework to empirically examine how financial literacy (the “ability”) and financial inclusion (the “opportunity”) contribute jointly to the financial well-being and stability of PWDs in India. Using nationally representative secondary data drawn from the National Sample Survey Office (NSSO), National Centre for Financial Education (NCFE), and Reserve Bank of India (RBI) financial inclusion statistics, this research employed structural equation modelling and path analysis on a sample of approximately 2,500 adults Indian PWDs. Key findings revealed that financial literacy positively predicted financial well-being but that access to formal financial products exerts a stronger direct influence and moderates the effect of literacy, indicating that systemic access is crucial. The research highlighted disparities rooted in gender, education, rural-urban residence, and regional variation. Policy implications emphasize multi-level, disability-sensitive interventions focusing on both financial education and inclusive financial services, supported by social work practice and legal enforcement aligned with India's socio-economic context.

Green fintech: innovations driving sustainable investment and ESG integration

2025-11-30T06:15:58+00:00

Green FinTech is a quickly developing field that uses technology to promote sustainable investment and Environmental, Social, and Governance (ESG) connectivity. It was born out of the combination of financial technology (FinTech) and environmental sustainability. This study examines how FinTech is creatively used to promote sustainable investing and the incorporation of Environmental, Social, and Governance (ESG) considerations in the financial industry. Analyzing case studies and new trends offers a thorough grasp of how green fintech technologies influence the financial industry's future and advance international sustainability objectives. This study examines how Green FinTech might support sustainable investment by examining cutting-edge technologies like blockchain, AI, big data analytics, and digital platforms that improve accessibility, efficiency, and transparency. The report also emphasizes Green FinTech's prospects and obstacles in hastening the worldwide transition to sustainable finance.

Mapping the landscape of corporate disclosure: comprehensive thematic review and future research agenda

2025-11-30T06:31:33+00:00

Corporate disclosure is at the crossroads of transparency, trust and value for stakeholders, and it is playing a transformative role in shaping accountability and governance across world markets. This thematic review brings together results of 79 peer-reviewed studies from countries with developed, developing and least developed economies to systematically examine the landscape of corporate disclosure. Employing a narrative synthesis approach, the review expands the extant literature and organizes it into five key themes: these are aggregate disclosure practices, the outcome of mandatory disclosure regulations, voluntary disclosure practices, determinants of disclosure, and the impact of disclosure on firm level outcomes such as financial performance, firm value, and market position. Firm size and profitability are major determinants of disclosure, with ownership structure, leverage and characteristics of the board having more context dependent effects. Future research must address digital disclosure gap, stakeholder perception and cross-cultural comparative research. Future researches must be on mixed-methods studies, and longitudinal studies and new issues such as digital transparency and AI based reporting. The current study will have implications in terms of practical disclosure strategies to be effective and contextual.

Service quality and its effect on customer satisfaction and loyalty: a study of banks in Chandigarh

2025-11-30T06:46:02+00:00

The study aimed to examine the factors influencing customer satisfaction in the banking sector of Chandigarh and to analyse the relationship among service quality, customer satisfaction, and customer loyalty. The research adopted a quantitative design and employed the survey method for data collection. Data were gathered from 172 respondents across four different areas using a pre-tested structured questionnaire. The results indicate a significant relationship between various service quality attributes and customer satisfaction. Furthermore, the study found a positive relationship between customer satisfaction and customer loyalty. The findings suggest that higher service quality leads to greater customer satisfaction, which in turn enhances customer loyalty. In an increasingly competitive banking environment, delivering superior service quality can provide banks with a sustainable competitive advantage.

The role of artificial intelligence in promoting sustainable and responsible investments

2025-11-30T06:51:33+00:00

Artificial Intelligence (AI) is reshaping global finance by enabling advanced data driven investment strategies, risk assessment, and portfolio optimization. As sustainable finance becomes central to global economic priorities, AI plays a critical role in evaluating environmental performance, identifying potential green washing, and directing capital toward climate positive and socially responsible projects. This study investigates how AI strengthens decision making in green finance by assessing the technological mechanisms that support sustainable investment judgments, evaluating AI-based ESG assessment and climate risk forecasting models, and exploring the challenges and emerging opportunities associated with AI-driven sustainable investing. A qualitative research approach is adopted, drawing upon academic literature, financial regulatory reports, and real world industry applications. Findings reveal that AI-enabled climate risk models, ESG analytical engines, and predictive algorithms significantly enhance transparency, risk accuracy, and capital allocation for sustainability focused investments. Despite its transformative potential, the study identifies continued challenges related to data inconsistency, regulatory divergence, and ethical constraints, particularly the need for standardized ESG taxonomies and reliable sustainability datasets. The study concludes that AI accelerates sustainable economic growth by improving investor confidence, boosting climate aligned capital flows, and promoting regulatory compliance, while emphasizing the necessity for ethical safeguards, enhanced transparency, and globally harmonized sustainability data standards to ensure responsible and equitable deployment of AI in green finance.