https://dzarc.com/education/issue/feed 2025-07-08T10:37:32+00:00 Dzarc Publications [email protected] Open Journal Systems <p><strong>Journal of Advanced Education and Sciences</strong> is an international multidisciplinary journal that provides a platform for research paper publishing. It bridges the gap between pure academic research journals and more practical publications. So it covers the full range of research and this journal publishes articles on all subjects and areas.</p> <p> </p> https://dzarc.com/education/article/view/658 2025-07-08T10:37:32+00:00 Njidofor Obiageli C [email protected] Iyke-Ofoedu Maureen Ifeoma [email protected] Adaora Chinelo Uzochukwu [email protected]

<p>This study examined effect of cybercrimes on sustainable development in deposit money banks in Nigeria. The specific objectives were to: evaluate the effect of Automated teller machine (ATM) skimming on sustainable development of deposit money banks DMBs in Nigeria and (ii) ascertain the effect of phishing scams cybercrime on sustainable development of deposit money banks DMBs in Nigeria. Study area was Enugu State Nigeria. The research design of the study was descriptive survey design. The study used structured questionnaire to obtain data. The population of the study comprised of 773,000 bank users in Enugu State. The sample size of 371 respondents was drawn from population of the study using Freund and Williams sampling technique. Research questions were answered using frequency, mean and standard deviation. The hypotheses stated were tested using single regression statistic. The empirical result showed that: automated teller machine (ATM) skimming has negatively significant effect on sustainable development of deposit money banks DMBs in Nigeria (t-statistic; -8.954; p-value; 0.000 &lt; Sig-value; 0.05) and phishing scams cybercrime has negatively significant effect on sustainable development of deposit money banks DMBs in Nigeria (t-statistic; -6.491; p-value; 0.000 &lt; Sig-value; 0.05). The study concluded that cybercrime has negatively significant effect on sustainable development of deposit money banks DMBs in Nigeria. The study recommended that government should provide digital national identification card for each Nigerian, as well as a centralized national database of citizens and immigrants, should be provided to detect fraudsters.</p>

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